Corporate Healthcare Plan
The unpredictable nature of employee healthcare expenses makes it difficult for employers to budget for employee healthcare. We strive to provide employers and employees with a variety of managed care plans that would enhance access to quality healthcare services.
Enterprise Coverage
Employee Benefits
Why Employers Choose Songhai
Transform your employee benefits package with comprehensive healthcare coverage that drives business success and employee satisfaction.
Predictable Healthcare Costs
Fixed monthly premiums help you budget effectively and avoid unexpected medical expenses for your employees.
Increased Productivity
Healthy employees are more productive. Reduce sick days and improve overall workplace performance.
Employee Retention
Attract and retain top talent by offering comprehensive healthcare benefits as part of your compensation package.
Tax Benefits
Healthcare premiums are typically tax-deductible business expenses, providing additional financial advantages.
Risk Management
Transfer healthcare cost risks to us while ensuring your employees receive quality medical care.
24/7 Support
Round-the-clock customer service and emergency medical support for your employees and their families.
Corporate Plan Options
Choose the right healthcare plan for your organization, from small businesses to large enterprises.
Small businesses
Contact for pricing
Surgical Limits:
₦50,000 (Individual) / ₦150,000 (Family)
- Basic Employee Coverage
- Emergency Services
- General Consultation
- Basic Investigations
Growing companies
Contact for pricing
Surgical Limits:
₦140,000 (Individual) / ₦350,000 (Family)
- Enhanced Coverage
- Specialist Consultation
- Extended Services
- Chronic Disease Management
Medium enterprises
Contact for pricing
Surgical Limits:
₦220,000 (Individual) / ₦700,000 (Family)
- Comprehensive Coverage
- Advanced Procedures
- Cancer Screening
- Dental & Eye Care
Large corporations
Contact for pricing
Surgical Limits:
₦440,000 (Individual) / ₦1,000,000 (Family)
- Premium Coverage
- Major Surgeries
- Cancer Treatment
- Enhanced Benefits
Premium employers
Contact for pricing
Surgical Limits:
₦550,000 (Individual) / TBD (Family)
- Ultimate Coverage
- International Insurance
- Travel Insurance
- Executive Benefits
Comprehensive Coverage Details
Detailed breakdown of all services and benefits included in each corporate plan to help you make informed decisions for your employees.
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Acute Heart Failure, Shock | ✔ 24 hrs | ✔ 24 hrs | ✔ 24 hrs | ✔ 48 hrs | ✔ 72 hrs |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Consultation Type | General Only | General + Specialist | General + Specialist | General + Specialist | General + Specialist |
| Out-patient care for 6 weeks | ✔ | ✔ | ✔ | ✔ |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Allergies, Measles, Chicken Pox | ✔ | ✔ | ✔ | ✔ | ✔ |
| Parasitic & Allergic Skin Conditions | ✔ | ✔ | ✔ | ✔ | ✔ |
| Urinary Tract Infection | ✔ | ✔ | ✔ | ✔ | ✔ |
| Peptic Ulcer Disease | ✔ | ✔ | ✔ | ✔ | ✔ |
| Respiratory Tract Infections | ✔ | ✔ | ✔ | ✔ | ✔ |
| Cardiovascular Conditions | ✔ | ✔ | ✔ | ✔ | |
| Blood Transfusion | ✔ | ✔ | ✔ | ✔ | |
| HIV/AIDS Treatment | Investigation Only | ✔ | ✔ | ✔ | ✔ |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Basic Tests (PVC, MP, WIDAL, FBC+DIFF) | ✔ | ✔ | ✔ | ✔ | ✔ |
| Standard Tests (ESR, RBS/FBS, Urinalysis) | ✔ | ✔ | ✔ | ✔ | ✔ |
| Advanced Tests (HBV/HCV, H.PYLORI) | ✔ | ✔ | ✔ | ✔ | |
| Specialized Tests (Blood Culture, Clotting Profile) | ✔ | ✔ | ✔ | ||
| Complex Tests (D-Timer, HbA1c, Ferritin) | ✔ | ✔ | ✔ |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Confirmation of Pregnancy | ✔ | ✔ | ✔ | ✔ | ✔ |
| Antenatal Care (from 12 weeks) | ✔ | ✔ | ✔ | ✔ | |
| Labour & Delivery Management | ✔ | ✔ | ✔ | ✔ | |
| Routine Immunization | ✔ | ✔ | ✔ | ✔ | ✔ |
| ICU/SCBU | ✔ (₦50,000) | ✔ (₦70,000) | ✔ (₦100,000) |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Minor Procedures | ✔ | ✔ | ✔ | ✔ | ✔ |
| Intermediate Procedures | ✔ | ✔ | ✔ | ✔ | |
| Major Procedures | ✔ | ✔ | ✔ | ✔ | |
| Individual Surgical Limit | ₦50,000 | ₦140,000 | ₦220,000 | ₦440,000 | ₦550,000 |
| Family Surgical Limit | ₦150,000 | ₦350,000 | ₦700,000 | ₦1,000,000 | TBD |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Basic Eye Examination | ✔ | ✔ | ✔ | ✔ | ✔ |
| Common Eye Ailments | ✔ | ✔ | ✔ | ||
| Optical Lens Limit (biennial) | ₦10,000 | ₦15,000 | ₦25,000 | TBD | |
| Major Eye Surgery | ✔ | ✔ | ✔ |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Minor Ailments Treatment | ✔ | ✔ | ✔ | ✔ | ✔ |
| Amalgam Filling | 2 fillings | 4 fillings | 6 fillings | 8 fillings | |
| Root Canal Therapy | 1 session | 2 sessions | 4 sessions | ||
| Denture and Bridges | ✔ | 1 set | 1 set |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| X-rays and Ultrasound | ✔ | ✔ | ✔ | ✔ | ✔ |
| CT Scan & MRI | 50% co-payment | 45% co-payment | 35% co-payment | TBD | |
| Echocardiography | 50% co-payment | 45% co-payment | 35% co-payment | TBD |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Sessions per year | 3 sessions | 5 sessions | 8 sessions | 10 sessions | 20 sessions |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| General Outpatient Consultation | ✔ | ✔ | ✔ | ||
| Cancer Screening (PSA & Mammography) | 1 screening | 2 screenings | 4 screenings | ||
| Surgical Treatment of Cancer | ✔ | ✔ |
| Service | Standard | Classic | Silver | Gold | Gold Plus |
|---|---|---|---|---|---|
| Renal Dialysis | 2 sessions | 6 sessions | 8 sessions | ||
| Chronic Disease Management | ✔ | ✔ | ✔ | ✔ | |
| International Health Insurance | ✔ | ||||
| Group Personal Accident (GPA) | ✔ | ||||
| Travel Insurance | ✔ | ||||
| High-End Hospitals Access | ✔ | ||||
| Gym Membership | ✔ |
Corporate Plan Benefits:
- • Group discounts available for larger employee populations
- • Flexible enrollment options for new hires and annual renewals
- • Dedicated account management and customer support
- • Customizable plans to meet specific organizational needs
- • Employee wellness programs and health screenings
- • Comprehensive reporting and claims management
Invest in Your Team's Health
Partner with Songhai to provide your employees with comprehensive healthcare coverage. Boost productivity, reduce costs, and attract top talent with our corporate healthcare solutions.